<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Hot On San Diego! &#187; Mortgage News</title>
	<atom:link href="http://www.hotonsandiego.com/category/mortgage-news/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.hotonsandiego.com</link>
	<description>Hot On San Diego-Your San DiegobReal Estate Experts!</description>
	<lastBuildDate>Wed, 28 Jul 2010 05:22:56 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.0</generator>
		<item>
		<title>Brookside Escondido &#8211; Lower Rates Mean Increased Purchasing Power</title>
		<link>http://www.hotonsandiego.com/2010/05/21/brookside-escondido-lower-rates-mean-increased-purchasing-power/</link>
		<comments>http://www.hotonsandiego.com/2010/05/21/brookside-escondido-lower-rates-mean-increased-purchasing-power/#comments</comments>
		<pubDate>Sat, 22 May 2010 00:27:49 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Brookside Escondido]]></category>
		<category><![CDATA[Escondido]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.hotonsandiego.com/?p=1656</guid>
		<description><![CDATA[Great news going into the weekend.  We have seen a nice drop in rates over the last week, about 0.50% across the board.  This drop equates to an increase in buying power and an increase in buying options.
]]></description>
		<wfw:commentRss>http://www.hotonsandiego.com/2010/05/21/brookside-escondido-lower-rates-mean-increased-purchasing-power/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Affordable Mortgage &amp; Home Affordable Foreclosure Alternative Program Facts and Stats</title>
		<link>http://www.hotonsandiego.com/2010/04/17/home-affordable-mortgage-home-affordable-foreclosure-alternative-program-facts-and-stats/</link>
		<comments>http://www.hotonsandiego.com/2010/04/17/home-affordable-mortgage-home-affordable-foreclosure-alternative-program-facts-and-stats/#comments</comments>
		<pubDate>Sun, 18 Apr 2010 00:33:11 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Find Your Home]]></category>
		<category><![CDATA[Homebuyer Tax Credit]]></category>
		<category><![CDATA[Market Trends]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Home Affordable Foreclosure Alternative Program]]></category>

		<guid isPermaLink="false">http://www.hotonsandiego.com/?p=1465</guid>
		<description><![CDATA[HAMP program &#8211; Home Affordable Mortgage Program for loan modification. This is where the home owner must start. 80% of loan modifications fail. HAFA program – Home Affordable Foreclosure Alternative Program refers to the short sale process expedited. HAMP starts with a phone call from the seller/borrower requesting the loan mod through HAMP. Only 20% [...]]]></description>
		<wfw:commentRss>http://www.hotonsandiego.com/2010/04/17/home-affordable-mortgage-home-affordable-foreclosure-alternative-program-facts-and-stats/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>A Few FHA Financing Questions and Answers</title>
		<link>http://www.hotonsandiego.com/2010/04/08/a-few-fha-financing-qa/</link>
		<comments>http://www.hotonsandiego.com/2010/04/08/a-few-fha-financing-qa/#comments</comments>
		<pubDate>Fri, 09 Apr 2010 02:23:29 +0000</pubDate>
		<dc:creator>kkueneke</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.hotonsandiego.com/?p=1460</guid>
		<description><![CDATA[I was asked the following questions regarding FHA insured financing this past week and thought that the answers were worth sharing: Q: Are modular homes treated in the same manner as manufactured homes? A: Fortunately, no. Modular construction is also a factory-built home, but is treated the same as stick-built housing. Q: Can the Upfront [...]]]></description>
		<wfw:commentRss>http://www.hotonsandiego.com/2010/04/08/a-few-fha-financing-qa/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What You Need To Know About The New California State Tax Credit</title>
		<link>http://www.hotonsandiego.com/2010/03/31/what-you-need-to-know-about-the-new-california-state-tax-credit/</link>
		<comments>http://www.hotonsandiego.com/2010/03/31/what-you-need-to-know-about-the-new-california-state-tax-credit/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 01:04:37 +0000</pubDate>
		<dc:creator>kkueneke</dc:creator>
				<category><![CDATA[Homebuyer Tax Credit]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[California State Tax Credit]]></category>
		<category><![CDATA[Homeowners tax credit]]></category>

		<guid isPermaLink="false">http://www.hotonsandiego.com/?p=1449</guid>
		<description><![CDATA[Last year, the State of California earmarked $100mil for a tax credit available to purchasers of newly constructed homes.  This money was used up in just over 3 months.  Fortunately, the State passed bill AB 183 last week with another $100mil for this purpose as well as an additional $100mil for 1st Time Home Buyers.  The CA Franchise Tax Board will have the official posting on their website by tonight.  Here are the some of the details:]]></description>
		<wfw:commentRss>http://www.hotonsandiego.com/2010/03/31/what-you-need-to-know-about-the-new-california-state-tax-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financing:  So What Is The Minimum Downpayment?</title>
		<link>http://www.hotonsandiego.com/2010/03/19/financing-so-what-is-the-minimum-downpayment/</link>
		<comments>http://www.hotonsandiego.com/2010/03/19/financing-so-what-is-the-minimum-downpayment/#comments</comments>
		<pubDate>Sat, 20 Mar 2010 00:44:56 +0000</pubDate>
		<dc:creator>kkueneke</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[VA Loans]]></category>

		<guid isPermaLink="false">http://www.hotonsandiego.com/?p=1438</guid>
		<description><![CDATA[There are three types of financing: FHA, VA, and Conventional.  Conventional has three subsets: Conforming, High Balance Conforming, and Jumbo.  A question I have been asked frequently these days is, “So what is the minimum down payment?”]]></description>
		<wfw:commentRss>http://www.hotonsandiego.com/2010/03/19/financing-so-what-is-the-minimum-downpayment/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Market Update/Weekend Rates</title>
		<link>http://www.hotonsandiego.com/2010/03/13/weekend-rates/</link>
		<comments>http://www.hotonsandiego.com/2010/03/13/weekend-rates/#comments</comments>
		<pubDate>Sun, 14 Mar 2010 04:36:37 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://www.hotonsandiego.com/?p=1399</guid>
		<description><![CDATA[The era of everyday lower prices appears to be ending, at least according to recent data from real estate search firm Trulia.com, which reports a new low of 19% of listings currently on the market experiencing a price cut as of March 1, 2010 . Trulia.com&#8217;s track record isn&#8217;t particularly long – it dates back [...]]]></description>
		<wfw:commentRss>http://www.hotonsandiego.com/2010/03/13/weekend-rates/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Tightens Loan Requirements</title>
		<link>http://www.hotonsandiego.com/2010/01/23/fha-tightens-loan-requirements/</link>
		<comments>http://www.hotonsandiego.com/2010/01/23/fha-tightens-loan-requirements/#comments</comments>
		<pubDate>Sun, 24 Jan 2010 02:51:57 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://www.hotonsandiego.com/?p=1279</guid>
		<description><![CDATA[We knew changes in FHA-insured loans were coming. Now it appears they are almost here. Last week, the FHA said it would tighten loan requirements on loans it insures.]]></description>
		<wfw:commentRss>http://www.hotonsandiego.com/2010/01/23/fha-tightens-loan-requirements/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>January Mortgage Market Update</title>
		<link>http://www.hotonsandiego.com/2010/01/09/january-mortgage-market-update/</link>
		<comments>http://www.hotonsandiego.com/2010/01/09/january-mortgage-market-update/#comments</comments>
		<pubDate>Sun, 10 Jan 2010 01:47:28 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.hotonsandiego.com/?p=1266</guid>
		<description><![CDATA[MARKET RECAP Is it better to get it right or get it fast? Most of us would prefer the former, though there are some who appear to prefer the latter. To wit, “Bad News for Housing: Prices Flattening” was the headline for a recent CNNMoney.com report, which went on to state that the S&#38;P/Case Shiller [...]]]></description>
		<wfw:commentRss>http://www.hotonsandiego.com/2010/01/09/january-mortgage-market-update/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>VA Zero-Down Loan Limits Reduced For 2010 In San Diego County</title>
		<link>http://www.hotonsandiego.com/2009/12/23/va-zero-down-loan-limits-reduced-for-2010-in-san-diego-county/</link>
		<comments>http://www.hotonsandiego.com/2009/12/23/va-zero-down-loan-limits-reduced-for-2010-in-san-diego-county/#comments</comments>
		<pubDate>Wed, 23 Dec 2009 16:36:52 +0000</pubDate>
		<dc:creator>kkueneke</dc:creator>
				<category><![CDATA[Foreclosures & Short Sales]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[VA Loans]]></category>

		<guid isPermaLink="false">http://www.hotonsandiego.com/?p=1222</guid>
		<description><![CDATA[The Department of Veteran's Affairs (VA) announced that the maximum zero-down VA loan limit for 2010 is being reduced from $593,750 to $437,500 for San Diego County. Remember that VA loan amounts exceeding $417,000 are considered VA Jumbo loans.]]></description>
		<wfw:commentRss>http://www.hotonsandiego.com/2009/12/23/va-zero-down-loan-limits-reduced-for-2010-in-san-diego-county/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Do You Tell If A Condo Complex Is VA Approved?</title>
		<link>http://www.hotonsandiego.com/2009/10/25/how-do-you-tell-if-a-condo-complex-is-va-approved/</link>
		<comments>http://www.hotonsandiego.com/2009/10/25/how-do-you-tell-if-a-condo-complex-is-va-approved/#comments</comments>
		<pubDate>Sun, 25 Oct 2009 23:54:25 +0000</pubDate>
		<dc:creator>sgj2020</dc:creator>
				<category><![CDATA[4S Ranch]]></category>
		<category><![CDATA[Brookside Escondido]]></category>
		<category><![CDATA[Escondido]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Poway]]></category>
		<category><![CDATA[Rancho Bernardo]]></category>
		<category><![CDATA[Rancho Penasquitos]]></category>
		<category><![CDATA[brookside escondido homes for sale]]></category>
		<category><![CDATA[Brookside Escondido Real Estate]]></category>
		<category><![CDATA[rancho bernardo condo projects]]></category>
		<category><![CDATA[Rancho Bernardo Real Estate]]></category>
		<category><![CDATA[va condo approved financing]]></category>
		<category><![CDATA[va financing]]></category>
		<category><![CDATA[va financing in san diego]]></category>
		<category><![CDATA[va financing pud's]]></category>

		<guid isPermaLink="false">http://www.hotonsandiego.com/?p=1013</guid>
		<description><![CDATA[When you are preparing to list your property, having an agent who knows the available financing types for that property, especially condominiums, is extremely important.  When you interview agents, make sure they know this information or you may have a more difficult time marketing and ultimately selling your property.]]></description>
		<wfw:commentRss>http://www.hotonsandiego.com/2009/10/25/how-do-you-tell-if-a-condo-complex-is-va-approved/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
