Do You Want To Reach Internet Savvy Homebuyers?
November 2nd, 2009 Categories: 4S Ranch, Brookside Escondido, Escondido, Marketing, Poway, Rancho Bernardo, Rancho Penasquitos, San Diego, San Marcos, Santa Fe Valley
To effectively work with today’s internet savvy homebuyer, you need an internet savvy Realtor
- Windermere was the first real estate company to feature an interactive listing map on their website, allowing visitors to conveniently search for properties from the comfort of their homes.
- Windermere Exclusive Properties was the first real estate brokerage in San Diego to launch a companywide blog site. It is updated daily with real time news, powered by more than 100 active agent authors, including HotOnSanDiego’s Sue Johnson & Misty Dobson.
- We are the only real estate brokerage in California with our own multimedia production company and green screen studio. Our team of videographers and directors support agents with everything from professional photography to full motion video.
- Windermere developed an exclusive virtual toolset that allows us to reach, track and engage buyers on an international level.
- Windermere listings are syndicated to thousands of websites through the most sophisticated internet property plan ever developed.
If you want access to the greatest tools technology has to offer, chose us, your Windermere Agent ! Email us at: HotOnSanDiego
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Windermere Real Estate – Why Choose Us?
October 20th, 2009 Categories: Real Estate News
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Poway School District Home – Immaculate & Spacious Pool Home
October 18th, 2009 Categories: Find Your Home, Poway, Rancho Bernardo, Rancho Penasquitos
Looking for a great home in the Poway School District? We’ve got a great one in Rancho Penasquitos you should really see. Located just minutes off the freeway’s and close to shopping, this home is exceptionally clean, lots of room, and has a fabulous pool. 
This beautifully and well maintained home in Rancho Penasquitos is full of pride of ownership. It’s truly evident as you enter this 4 bedroom, 2.5 bath home. With over 2600 square feet, it’s roomy and well laid out for larger family.
Enjoy quiet evenings on your patio or entertain your family and friends with a barbecue or a swim in your pool. The large back yard offers privacy and nice landscaping.
All windows are dual pane vinyl windows. You will want to see this home if you’re looking in Penasquitos, so please call for a private showing. Accepting backup offers only.
Watch the virtual tour here by clicking on this link.
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High Balance Conforming Loans…Minimum Down Payment Requirements
September 10th, 2009 Categories: 4S Ranch, Brookside Escondido, Carmel Valley, Del Sur, Escondido, Poway, Rancho Bernardo, Real Estate News, Santa Fe Valley
Conventional loan amounts up to and including $417,000 are considered Conforming loans, or Agency loans, and are typically backed by Fannie Mae and Freddie Mac.
In San Diego County, conventional loan amounts greater than $417,000 and less than or equal to $697,500 are considered High Balance Conforming loans (also known as Conforming Plus, Conforming Jumbo, and Agency Jumbo).
Some areas, like Los Angeles and Orange County, have high balance conforming limits as high as $729,750.
These loans are still backed by Fannie Mae/Freddie Mac. However, the High Balance guidelines differ slightly from the true conforming guidelines. One of the most important differences is the minimum down payment requirement.
The following is a quick breakdown of the minimum down payment requirements for High Balance Conforming loans:
Owner Occupied Purchase
- SFR and Detached PUD’s, the minimum down payment is 10%
- Condo and Attached PUD’s, the minimum down payment is 20%
- 2-4 units, minimum down payment is 25%
Second Home Purchase
- The minimum down payment for all property types is 35% for a 2nd home purchase
- 2-4 units are not allowed
Investment Property Purchase
- The minimum down payment for all property types is 35% for an investment property purchase
- SFR, Attached and Detached PUD’s, Condo’s, and 2-4 units allowed
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